I was in a bad place when the debt that I owed for a credit card I stopped paying went after me and garnished my wages. I really felt like there was nothing that I could do to gain control of my finances. Losing 25% of my paycheck was absolutely horrifying. I researched a lot about garnishments and it seemed I was too late to do anything about it, that was until I decided to reach out to Ofer and I thank my lucky stars for finding him. He was very direct with me and was able to settle my debt to more than half of what I owed to the credit card company. I feel so much relief that my wages are no longer garnished and that I'm debt free from that credit card. I'm so thankful for his excellent work Ethic. If you need help, you need to trust in Ofer to get the job done for you. You won't regret it.
Sonia Pastor
Sonia Pastor
20:00 19 Jul 17
Filing for bankruptcy is a serious matter, requiring excellent advice and the right representation. Ofer Shmucher is a great professional, an experienced and highly qualified bankruptcy lawyer. The best decision my wife and I took was to hire him. W.C and E. R
Willie Croes
Willie Croes
21:51 05 Jul 17
Mr. Shmucher is an expert in his field and I highly recommend. He set the proper expectations from the very beginning and delivered a satisfying settlement.
Nelson Perez
Nelson Perez
02:40 29 Jul 17
Outstanding service from Ofer. Was floored to immediately get a call back when I first contacted him after hours on a Friday evening, and it's this kind of "extra mile" stuff you can expect from Ofer. Approachable, friendly, and 100 % professional. He always took the time to explain things to me in a way I could understand and made everything easy. He doesn't give you false expectations as to what to expect but will help you find the very best possible outcome in your situation. I was certain I'd have to file for bankruptcy before contacting Ofer, and fast forward just a couple months - no bankruptcy, credit rebuilding strongly, and huge weight lifted from shoulders. Nothing but impressed. I highly recommend Ofer.
patrick crisp
patrick crisp
21:58 07 Aug 17
I came across Ofer's site on google, from the moment we sat down to the moment we shook hands and left the Court room he's been professional and understanding of my case, he's been very helpful and patient with me, he's walked me through every step of the process, he's responded to all my emails and made sure I was comfortable every step of the way, he was very flexible with payments and cost. All in all great lawyer great human being.
Robert Gonzalez
Robert Gonzalez
17:35 23 Jun 17

Miami Bankruptcy Attorney | Fort Lauderdale Bankruptcy Lawyer

Shmucher Law, PL provides affordable representation for clients wishing to obtain a financial fresh start. The bankruptcy attorney at Shmucher Law, PL has assisted hundreds of individuals and corporations with debt issues foreclosures, wage garnishments, bank account garnishments, repossessions, creditor harassment, and loan modifications. We can help debtors file for either Chapter 7 or Chapter 13 bankruptcy throughout South Florida. We also offer our assistance in non-bankruptcy workouts to help debtors negotiate with their creditors. If you are currently in a financial situation needing professional representation then please give our office a call.

Free Consultation

When you contact our Miami Bankruptcy lawyer at Shmucher Law, PL you will have the opportunity to meet with an experienced bankruptcy attorney to help you determine whether bankruptcy is a viable option for you. While every debtor’s case is unique we try to provide both bankruptcy and non-bankruptcy custom plans to suit your current situation. Our consultations are always free of charge.

Chapter 7 Bankruptcy

Filing a Chapter 7 bankruptcy allows the debtor to obtain a fresh start in a relatively short period of time. A debtor can usually obtain a discharge of their debts within approximately 100 days. Debtors must qualify to file for Chapter 7 and an asset evaluation must be used to determine whether or not the debtor will be able to keep or protect all their assets.

Chapter 13 Bankruptcy

A Chapter 13 bankruptcy gives the debtor benefits that are not allowed in Chapter 7 including the ability play catch up on secured debts including mortgages or cars and the ability to strip off junior liens such as second mortgages or owed condo association dues. A typical Chapter 13 bankruptcy lasts between three to five years and the debtor will have to make monthly payments pursuant to their repayment plan.

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